small business bankruptcy

Business Bankruptcy Options That Are Common For Small Businesses

Filing for business bankruptcy is never in a small business owner’s plans. Open starting a business, most have high hopes and grand plans that they will be successful, both financially and regarding their public image. Even if the latter is strong, sometimes financial failure happens. When it does, many business owners are faced with the […]

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manage shopping addiction

How to Manage a Shopping Addiction this Holiday Season

With the holidays coming up, it’s normal to feel a lot of pressure to be happy and jolly, and to spend like there is no tomorrow in order to give your family, friends, and guests the best Christmas or Hanukkah ever. It’s also the time of year that addictions can feel like King Kong. They […]

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file bankruptcy while living overseas

How to File Bankruptcy While Living Overseas

There are many reasons you might file bankruptcy, whether you’re living in the United States or abroad, but the process becomes more complicated internationally. There are different rules in place to qualify for Chapter 7 or 13 if you’re living off US soil, and especially if you don’t possess American assets. The decision-making process of […]

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retail bankruptcies

Retail Bankruptcies and Industry Killers Post-Mortem

Retail Bankruptcies On The Rise By now, I think everyone has had enough of blaming Millennials and Gen Z for killing this or that type of industry. You could argue that a very big comet killed the Tyrannosaurus rex, yet their descendants are still present in the modern-day chicken. When there is an extinction event, […]

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Citibank Judgment

How to Stop a Citibank Judgment and Wage Garnishment

Your employer may call you into the office with some awkward news. Your wages are being garnished due to a Citibank judgment awarded against you for past credit card debt. You may have known about the debt or not, you may have been served or not, but now money is coming out of your pocket. […]

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Preparing for a Bankruptcy Consultation

Tips to Prepare for a Bankruptcy Consultation

Filing for bankruptcy can be a long, difficult process, but if you’re working with the right attorney, it can also be relatively painless. Starting with a bankruptcy consultation with a reliable, informed lawyer is a step in the right direction. Although the Internet offers a treasure trove of general information about bankruptcy, due to the […]

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Why Millennials Are More Likely to Have Higher Debt

Why Millennials Are More Likely to Have Higher Debt

You really do have to feel sorry for Millennials. Every day there is a new article bashing the latest generation as if they are to blame for all the economic woes of the 21st century. Everyone loves to write articles about how Millennials are killing this industry or that industry, not buying homes or cars, […]

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Credit Card Debt vs Student Loan Debt

Student Loan Debt vs. Credit Card Debt: Which Should I Pay Off?

Facing student loan debt and credit card debt Q: I graduated with my degree last year, but I’m in a world of debt. Right now I have $22,000 in subsidized Stafford student loan debt, and $17,000 in credit card debt from covering what FAFSA, SNAP, and a part time job didn’t. My current income is […]

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Perfumania Files for Bankruptcy

Perfumania Files for Bankruptcy

The long, slow death of the American mall continues as Perfumania files for bankruptcy. Retailer Perfumania has filed for a Chapter 11 bankruptcy, joining a long parade of former shopping mall stalwarts that have headed for the exits. Behind the death of the shopping mall is the simple fact that there are not enough feet […]

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Americans in Credit Card Debt?

Why are Americans in Credit Card Debt?

You can’t really say that Americans have ever been out of credit card debt. Both before and after the recession credit card use has become a fact of life. While consumers continue to prefer debit cards for smaller purchases, the average household credit card debt continues to grow. There are number of factors behind this, […]

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