Can I Have My National Collegiate Trust Loans Dismissed?

Let’s look at making a settlement with NCT. In the first place, you want to make sure that National Collegiate Trust is in fact the holder of your loan. Very often as the loan passes through many hands before it reaches NCT, there is a chance that paperwork has not been properly maintained, and that NCT cannot prove it is the holder of your debt.

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The Statute of Limitations on National Collegiate Trust

In Florida, the statute of limitations is five years for written contracts and promissory notes, four years for revolving or open-ended accounts (like credit cards) and oral contracts. You don’t say if you have a judgement from them, and I don’t know if they sued you previously and obtained a default judgment that they are using to press you for payment now.

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