The long, slow death of the American mall continues as Perfumania files for bankruptcy. Retailer Perfumania has filed for a Chapter 11 bankruptcy, joining a long parade of former shopping mall stalwarts that have headed for the exits. Behind the death of the shopping mall is the simple fact that there are not enough feet […]
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You can’t really say that Americans have ever been out of credit card debt. Both before and after the recession credit card use has become a fact of life. While consumers continue to prefer debit cards for smaller purchases, the average household credit card debt continues to grow. There are number of factors behind this, […]
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There are lots of reasons that people don’t file for bankruptcy. Many times, they don’t even really understand how bankruptcy works to free them of their debts and give them a fresh start. One of the biggest reasons I found that people don’t file for bankruptcy is because they are afraid to lose their car. […]
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Q: I am not sure if I am being scammed or not, but I got served with a lawsuit this past week. It’s for a delinquent credit card debt that I do owe, but it seems to say that the credit card company itself is suing me. It’s a moot point, as I’m so broke that I’m moving back to Tampa to live with my parents. Can a credit card company sue you?
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One of the worries that people have when they are filing for a Chapter 13 or Chapter 7 bankruptcy is losing their car. In fact, fear of losing their car is one of the biggest things that holds people back from filing for bankruptcy.
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As an attorney who specializes in bankruptcy, I can’t help but note with dismay the huge increases in retail bankruptcies, and of course it’s the smaller businesses that provide the majority of American jobs that are feeling the heat.
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Cold feet. A double-booked venue. Inclement weather forecast. Wardrobe malfunctions. These are just a few of the obstacles couples have to dodge when tying the knot.
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When people come to the office, burdened with debt, this is one of the questions I hear the most often.
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This is a surprisingly frequent question, and a big concern. Unless a legal proceeding is under a judicial seal, all legal filings are in fact matters of public record. However, most people outside the legal community do not know how to access bankruptcy records.
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Last year, about 800,000 people filed for bankruptcy in federal courts, says the National Bankruptcy Forum. If you’re in the same boat, it’s a smart policy to know as much as you can before you file for bankruptcy.
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