Credit Card Debt vs Student Loan Debt

Student Loan Debt vs. Credit Card Debt: Which Should I Pay Off?

Facing student loan debt and credit card debt Q: I graduated with my degree last year, but I’m in a world of debt. Right now I have $22,000 in subsidized Stafford student loan debt, and $17,000 in credit card debt from covering what FAFSA, SNAP, and a part time job didn’t. My current income is […]

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Americans in Credit Card Debt?

Why are Americans in Credit Card Debt?

You can’t really say that Americans have ever been out of credit card debt. Both before and after the recession credit card use has become a fact of life. While consumers continue to prefer debit cards for smaller purchases, the average household credit card debt continues to grow. There are number of factors behind this, […]

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Being Sued by a Debt Collector?

You probably never imagined finding yourself being sued by a debt collector. Nobody ever plans to get into an amount of debt that they cannot repay, or at least keep up with over time. Unfortunately, for a variety of reasons, it can happen to anybody.

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The Truth about Credit Repair

The only thing you can do is develop good credit habits, Make and stick to a budget, correct errors on your report, and wait for the new data to outweigh the old information on your report. I know that it’s not what anyone wants to hear, but it is the truth.

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