Categories: About Our Firm

How We Are Different at Van Horn Law Group and Why It Matters

Theoretically, everyone has access to the justice system in order to seek protection and redress. Justice, however equal the law says we are, is seldom as equal as we’d like it to be. The difference between a private attorney and public defender is more than a staggering caseload, and even not having regular and dependable transportation can tip the scales in an unfair way. To put it another way, everyone has theoretical access to a Ferrari sports car, however affording it and knowing how to drive it effectively prevent most people from owning one.

Understanding the Concept of Access

Equal justice under law is an ideal that began with the founding of this country, it is engraved on the front of the United States Supreme Court. Based on 14th amendment jurisprudence, and in particular the 1891 cases of Caldwell v Texas and Leeper v Texas, Chief Justice Melville Fuller decreed that states may deal with crimes within their borders, but no state could deprive individuals or classes of people of “equal and impartial justice under the law.”

In treating the Constitution of the United States is a living document, the concept has been expanded and amended to include people of color, women, children, immigrants, and refugees. Though this concept is often unevenly applied in lower courts, it stands as the guiding rule and has spawned a court system that – for the most part eventually gets it right. However, accessing justice can be difficult for those who do not have the means or knowledge.

Without access to justice, people are silenced. Their voices are not heard, nor can they exercise their rights – such as to bankruptcy – or hold wrongdoers to account. Unequal justice is a detriment to society, causing marginalized groups to fear the system, and allowing those who can afford to work the system to do so with impunity. This creates a deep distrust not only of the law, but of the very word “justice.”

Leveling the Playing Field

Access to justice is a central topic of concern to the American Bar Association. People of low and modest incomes often feel shut out access to legal counsel whether they live in an urban, suburban, or moral setting. In fact, the Department of Justice notes that eliminating barriers that prevent people from understanding and exercising their rights is key to ensuring fairness. This is one of the things that we are proud of being able to do at Van Horn Law Group. How are we different?

  1. We pay for our clients to take Uber to any meetings pertaining to their bankruptcy case. Lacking reliable transportation or trying to depend on public transportation in Broward or Palm Beach counties might mean being late to or completely missing 341 meetings or even hearings. We believe that having transportation is part of having access to justice.
  2. We offer a zero-down bankruptcy option after you sign an agreement for services with our firm. You will be fully aware of the fees, and we are completely transparent about the costs of filing bankruptcy. One of the biggest obstacles to bankruptcy is that most people don’t think they can afford it even though it is a constitutional right. We make it possible for people to access justice without any more financial hardship than they are already experiencing.
  3. After bankruptcy, we support our clients through a credit rebuilding program called This credit rebuilding program typically costs $1000, but we enroll our clients in it as part of the bankruptcy process. The program allows our clients to rebuild credit and access credit at lower interest rates than would otherwise be offered. It can take an average of 18 months to rebuild credit to a 700+ credit score, this allows our clients to rebuild with a proven and effective program and avoid being scammed by cards with high-interest APR rates, exorbitant enrollment fees, or costly annual fees.

Educate and Inform

Part of what we do at Van Horn Law Group is to educate and inform our clients not only of their options in bankruptcy but their rights. We seek to resolve and discharge the bankruptcy with complete transparency before the courts and clients. We want you to understand the process and not simply pay the bill. Founded in 2009, we have become the largest bankruptcy firm in Broward County. We have done this by providing superior service, experienced attorneys, and dedicated staff to help people over the tough times in their life and get them moving on the road to recovery after bankruptcy. More than anything, we are not just a team, we are your team.

Overcoming Obstacles

Bankruptcy is considered a specialty practice. It is extremely difficult to file for bankruptcy on your own, or use a bankruptcy preparer, and have a successfully discharged bankruptcy. Our team has the knowledge and expertise to handle all forms of debt, not just bankruptcy. Whether it is student loans, medical debt, foreclosure, or other issues, we can handle it all. If you are considering bankruptcy, you owe it to yourself to take advantage of our free consultations where you can speak to an attorney, understand your options, and get a grip on the situation.

Our offices in Fort Lauderdale and West Palm Beach are open Monday through Saturday, and by appointment on Sunday. We want to make it easy for you to have access to justice that you need and deserve. Our firm has one of the highest ratings on with 119 reviews and climbing. We want to help you and give you a good experience in a frightening and stressful time as you try to navigate debt, understand your options, and get a fresh start.

Time to Call

Bankruptcy is a right, but many people do not understand that. To fully protect your rights as a debtor, you need to help and experience that Chad Van Horn and the Van Horn Law Group have on tap. Get in touch today, and get rid of your worries and problems with debt.

Published by
Chad Van Horn

Recent Posts

Can I Get a Home Equity Loan After Bankruptcy?

One of the biggest questions posed to bankruptcy lawyers by clients is whether they can… Read More

19 hours ago

How the Subchapter V of Chapter 11 Bankruptcy May Help Your Struggling Small Business

Why should you opt for the subchapter V of chapter 11 bankruptcy? Here are just… Read More

1 week ago

What’s Impacting South Florida – Florida Gambling Bill & Florida Leads Budget

Are you on top of the latest laws being passed in Florida? Do you understand… Read More

1 week ago

John Oliver Bankruptcy Breakdown: Part 3: Chad Van Horn’s Take

John Oliver is a brilliant comedian and observer of human and political nature, as you’ll… Read More

2 weeks ago

John Oliver Bankruptcy Breakdown: Part 2: What He Got Wrong

John Oliver has a heck of a research team and no doubt some hefty legal… Read More

3 weeks ago

Van Horn Law Group, P.A., Opens Three South Florida Offices

Van Horn Law Group, P.A., the largest bankruptcy firm in Broward County based on total… Read More

3 weeks ago